Home Owner Thread

[djilo91]

Brother in law is finally getting around to painting the outside of my house which was originally our wedding gift (he paints houses for a living, we got married 3 years ago).

Going from an old faded yellow to a nice clean blue and re-painting all the trim makes such a difference.

[oogracie👻]

Very jealous, that’s a great gift!!

[mouthofinfinity]

There’s currently something scurrying around in the attic and the cat is not happy about it.

[sarahohio]

Aug 16, 2024 8:47:03 GMT -5 internetbully said:

Porch monkey is definitely a racist term right?

yeah, don't think we should be tossing that term around lol

I would rebuild the porch.  Keeps the value of your home.

[sarahohio]

We finished it.  Poor lighting.  Couldn't be fucked trying to line up each new piece perfectly with the bird halves on the other.  Good enough though!  Thinks definitely wen't smoother with my sister haha

[oogracie👻]

It looks great, how cute!

[Dick Warlock]

I knocked out so many chores in the most fragmented way possible. Gettin in a groove and side questin all over the house.
Doin chores rocks once you get up and start

[nocaveat]

It’s probably been mentioned already but has anyone been messing with solar? Our electricity bill doubled for a couple of months this year due to the record hot June and July. I know solar through some corporate seems to be a scam and the way to go is owning your own equipment. Anyone with experience here?

[tandoori jones]

Sept 15, 2024 20:59:25 GMT -5 nocaveat said:

It’s probably been mentioned already but has anyone been messing with solar? Our electricity bill doubled for a couple of months this year due to the record hot June and July. I know solar through some corporate seems to be a scam and the way to go is owning your own equipment. Anyone with experience here?

i have solar. i wen't the lease route instead of owning just cause it was $0 down $50 a month and at the end of the lease i can either buy the panels for $1 or tell them i dont want them anymore(the panels degrade over time) and they gotta pay to remove them plus pay to replace my roof. i’m also rate-locked for any electric i need to buy from the utility company for 10 cents a kilowatt through the entire lease period and i was previously paying 13 cents per killowatt. i’ve had them for a few years now and def saved tons of money on my electric bill

[oogracie👻]

Sept 15, 2024 20:59:25 GMT -5 nocaveat said:

It’s probably been mentioned already but has anyone been messing with solar? Our electricity bill doubled for a couple of months this year due to the record hot June and July. I know solar through some corporate seems to be a scam and the way to go is owning your own equipment. Anyone with experience here?

I did it. Paying $350/mo for like 48 panels as opposed to $900/mo, and then when I am done paying itll just be the $~50 in taxes/fees.

I took the rebate instead of rolling it into the payment, otherwise the payment would be $200 (i got $14k cash instead yes please).

[nocaveat]

I’m seriously thinking about financing and eventually owning a solar array based on the outlook the cost per kilowatt/hr will double in ten years. Just starting to take it in and do my diligence,always thought solar was a shell game but now I’m thinking I need to get going on it

[nocaveat]

Sept 15, 2024 21:15:56 GMT -5 oogracie👻 said:

Sept 15, 2024 20:59:25 GMT -5 nocaveat said:

It’s probably been mentioned already but has anyone been messing with solar? Our electricity bill doubled for a couple of months this year due to the record hot June and July. I know solar through some corporate seems to be a scam and the way to go is owning your own equipment. Anyone with experience here?

I did it. Paying $350/mo for like 48 panels as opposed to $900/mo, and then when I am done paying itll just be the $~50 in taxes/fees.

I took the rebate instead of rolling it into the payment, otherwise the payment would be $200.

Holy cow. We are pissed we payed $300 for a couple months this year as opposed to a typical bill of around $75. The utility warned us the cost would go up around 8% but multiply that by 23% extra usage on a/c this year so far lol. Everyone is complaining to their district congressman and they’re “sending a letter” to the BPU haha

[carl carlson]

fucked around and started gutting one of my bathrooms today, exciting stuff

[oogracie👻]

Yea it gets to like 120 degrees where I live and I refuse to be hot and uncomfortable in my house, so AC is expensive.

[nocaveat]

The utilities just picking away at us how much are we supposed to be able to afford?

[Sorley Boy]

For us gas is a way bigger issue than electric. Maybe this will be the year I get my wife to stop wearing tshirts in January and cranking the heat.

[tandoori jones]

Sept 15, 2024 23:06:35 GMT -5 Sorley Boy said:

For us gas is a way bigger issue than electric. Maybe this will be the year I get my wife to stop wearing tshirts in January and cranking the heat.

i run infrared electric heaters in the winter. cause i have propaina (propane) for heat and it’s crazy expensive. so my electric bill the past 2 winters i’ve done this has doubled, but my propaina (propane) bill has been less than half. overall save around $600 per winter doing it this way

[refill]

I found a video with a homemade solution for cleaning grout now I'm scrubbing the shit out of my kitchen, bathroom, and drippini

[tandoori jones]

Sept 17, 2024 21:39:54 GMT -5 refill said:

I found a video with a homemade solution for cleaning grout now I'm scrubbing the shit out of my kitchen, bathroom, and drippini

probably just bar keepers friend that shit cleans anything and everything incredibly well

[refill]

Sept 17, 2024 21:42:54 GMT -5 tandoori jones said:

Sept 17, 2024 21:39:54 GMT -5 refill said:

I found a video with a homemade solution for cleaning grout now I'm scrubbing the shit out of my kitchen, bathroom, and drippini

probably just bar keepers friend that shit cleans anything and everything incredibly well

I put vinegar in a spray bottle and first squirt that in all the lines. Then I took an emptied sriracha bottle and filled with with baking soda, water, and a few drops of Dawn and put that over the top of the vinegar. All the dirt and grime comes right out with a little scrubbing.

[tandoori jones]

so my buddy bought a house last year that was freshly renovated with all new appliances. then the other day HIS buddy was running a tent sale for PC Richard’s and hooked him up with absurd deals on everything so he just replaced everything and is giving me his old(new) stove and fridge 😎

[Thefingerthingmeansthetaxes]

Been on an interior design kick lately (probably because I moved recently). Reddit is a good place for ideas but I feel is just people bragging about how much money they have.

My favorite Youtube channels are Nick Lewis (for his sarcasm) and Dear modern (feng shui is a scam but I love his style of videos)

[tomservo]

Building a house to be finished around June/July and hooting and hollering at all the interest rate cut news knowing we get to buy 2 points off of whatever the final rate ends up being

[hayley]

i was going to hire dog poop cleaners but, it’s easier to just pick it up myself. hayley, shit picker upper. no schedule is my schedule. i will never step in poop again… this is the only thing i’ve ever been anal retentive about.

[betrayedbylife]

Two trees fell on my house this summer. Insurance is paying out around 50k. Should be pretty cool in a few weeks once these repairs are made.

[codync]

yoooo so what's the deal with the interest rate cuts? am I going to get a bunch of letters in the mail trying to get me to refinance or should I wait for another cut or how's this work? I assume refinancing/rewriting a mortgage costs a couple grand in itself

I bought in the middle of last year so my current rate is high af 👍

[sarahohio]

Sept 20, 2024 16:04:20 GMT -5 codync said:

yoooo so what's the deal with the interest rate cuts? am I going to get a bunch of letters in the mail trying to get me to refinance or should I wait for another cut or how's this work? I assume refinancing/rewriting a mortgage costs a couple grand in itself

I bought in the middle of last year so my current rate is high af 👍

From my understanding they don't expect it to drop much more until the spring, at least from what I read and what I have been told.  I am currently looking to refinance with my mortgage guy I have been using since I bought my last house.  Just bought my current house in March, so the cut will help my  high rate a bit.

[bonerinsweatpants]

Sept 20, 2024 16:04:20 GMT -5 codync said:

yoooo so what's the deal with the interest rate cuts? am I going to get a bunch of letters in the mail trying to get me to refinance or should I wait for another cut or how's this work? I assume refinancing/rewriting a mortgage costs a couple grand in itself

I bought in the middle of last year so my current rate is high af 👍

correct that itll cost a few thousand bucks unless you got a deal of no closing costs (rare these days now). just crunch ze numbers to make sure what the break even point in (months or years of mortgage payments) will offset how much you pay in costs for the new rate

[refill]

Sept 20, 2024 16:13:35 GMT -5 bonerinsweatpants said:

Sept 20, 2024 16:04:20 GMT -5 codync said:

yoooo so what's the deal with the interest rate cuts? am I going to get a bunch of letters in the mail trying to get me to refinance or should I wait for another cut or how's this work? I assume refinancing/rewriting a mortgage costs a couple grand in itself

I bought in the middle of last year so my current rate is high af 👍

correct that itll cost a few thousand bucks unless you got a deal of no closing costs (rare these days now). just crunch ze numbers to make sure what the break even point in (months or years of mortgage payments) will offset how much you pay in costs for the new rate

Miss the covid period where not only did we get to refi to 2.75 but also had an AMEX deal for 2k off the fees

[mouthofinfinity]

Aug 8, 2024 11:32:16 GMT -5 mouthofinfinity said:

I’ll get the final price tonight or tomorrow, but I’m looking at around $30k for new siding, soffits, fascia, and gutters.

Still waiting on the installers to get the materials :/